Death, Permanent and Temporary Disability & Retrenchment are included in the policy.

The outstanding loan amount will be settled in full in case of a Death & Permanent Disability claim.

Retrenchment & Temporary disability – we will pay your outstanding monthly loan instalments until you are re-employed.

The premium will be included in your repayment amount and shown on your loan schedule.

Our branch personnel are not authorised to give insurance advice, but can explain the product.

The insurer is Guardrisk Life Ltd (FSP 76), administered by Best Debt Finance (FSP No 46205).

Please contact us with any complaints. In an unlikely event that a complaint has not been resolved you may contact the National Financial Ombud Scheme on 0860 800 900.”